Baccarat rules

Baccarat online

Baccarat is an exciting card game that is also taken up by Ian Flemming’s famous James Bond novel “Casino Royale”. The rules of Baccarat are very easy to learn, especially considering the version offered by online casinos (Point Banco) in which the only operation of the player is to bet on one between two hands or the tie. As we’ll see in this article, there are interesting aspects about the home edge and the player payout.


The game is attended by players who make the initial bet: this may seem obvious, but it will serve to remind you to bet on time in the live tables. Once the initial bet has been placed, the player will be able to watch the game unfold. In fact, an original aspect of Baccarat is that you do not actively participate, but you assist. The game is in fact conducted by the dealer, who distributes two hands in front of him:

1) Player’s or player’s hand

2) Hand of the Bank

Although they are two different hands and are competing with each other, they will both be managed by the dealer who will have to follow a predetermined and immutable procedure. The bettor can bet on a certain hand or on the draw. Focusing on the player and on the hand you win a odds equal to the double of the bet (2 to 1) while the draw pays 8 to 1.

Value of drawings

For Baccarat rules, the value of the cards is equal to

  • zero for 10, J, Q and K
  • the face value for all other cards (e.g. 4 plus 4 )

At this point two important clarifications must be made: the Ace is worth 1 (nominal value) and all the scores given by two or more cards do not consider the ten (e.g. 14th 4th, 18th 8th). So if you get a score above 9 with the first two cards, this will be taken away from 10 (e.g. K plus 6 plus 16 plus 6).

Winning Hand

Baccarat’s rules state that the winning hand is the one that comes closest to 9. At the beginning of the game, the dealer hands out two cards to both the dealer and the player. In case one of the two has an 8 or a 9, the game stops because you have a “natural” and the player with the highest score wins. In case neither hand has a natural, the game proceeds like this:

  • If the player is 0-5, a third card is dealt. If the player has 6 or 7 the hand stops.
  • If the player is stationary, the dealer pulls a third card if the hand is 0-5.
  • If the player pulls a third card, the value of the card drawn by the player and that of the dealer’s hand determine whether the dealer gets a third card.

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